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Never pay down a deposit in a bank account until you have met the seller, seen signed a purchase agreement. No serious private advertisers ask for a down payment before you meet. Receiving an email with an in-scanned ID does not mean that you have identified the sender. You do this on the spot, when you sign a purchase agreement.
Many dental offices supply financing, whether it's an in-office payment plan or via a third-party company like CareCredit or LendingClub. Some funding firms need a credit check, so be sure to review the small print before you use. And numerous strategies include rate of interest, so you end up paying extra in the futur...
