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Never pay down a deposit in a bank account until you have met the seller, seen signed a purchase agreement. No serious private advertisers ask for a down payment before you meet. Receiving an email with an in-scanned ID does not mean that you have identified the sender. You do this on the spot, when you sign a purchase agreement.
A basic conventional lending usually requires borrowers to make a deposit of at the very least 20% if they want to stay clear of needing to pay for exclusive home mortgage insurance policy (PMI). As soon as you recognize why the loan provider declined the loan, you can take actions that may improve your odds of authori...